It’s the time of year when many of us make an effort to do better—eat healthier, exercise more, try something new. As the holiday bills come rolling in, financial goals may be on your mind as well. In a recent … Read more
By the time I awoke in Pennsylvania on Monday, January 4, the first day of 2016 trading, Chinese stocks had tumbled by about 7%. When the U.S. stock market opened a few hours later, prices plunged before recovering to register … Read more
“The strongest of all warriors are these two—time and patience.”
-Leo Tolstoy, War and Peace
Recently, there’s been a lot of talk about rising interest rates and what that means for bond investors. One “solution” (suggested mostly by active fund … Read more
When I joined Vanguard 29 years ago, the mutual fund industry was all about performance. The financial news media regularly lionized star fund managers such as Peter Lynch, John Neff, John Templeton, and Mario Gabelli, while fund companies touted past … Read more
Reflecting on National Save for Retirement Week, my co-workers and I have been thinking a lot about those close to or in retirement. However, we shouldn’t ignore the fact that our advice might actually be more helpful to folks at … Read more
As the holidays approach, I begin to evaluate my clients’ portfolios and look for year-end opportunities. Here’s a list of to ensure that you’re not leaving anything on the table.
- Get more out of tax-loss harvesting.
- Tune up your portfolio
Somewhere nestled amid the shuffle of Thanksgiving and New Year’s Eve is a day that reminds us to consider giving back during the holiday season—Giving Tuesday, the Tuesday after Black Friday and Cyber Monday.
So in the spirit of Giving … Read more
A few years ago, while buying wine for a friend’s party, I found a reasonably priced cabernet sauvignon produced by Bogle Vineyards. I work at Vanguard. How could I resist? A clerk assessed my selection and, I kid you not, … Read more
“Oh when I was a kid, I got no respect. I played hide and seek. They wouldn’t even look for me.”
– Rodney Dangerfield¹
For a number of years, I’ve been having conversations about portfolio construction. The specific focus of … Read more