Julie Virta

Julie Virta

Julie Virta is a senior financial advisor with Vanguard Personal Advisor Services®. She has more than 20 years of experience in the financial services industry. Since joining Vanguard in 1999, Julie has been providing financial planning and advisory services to high-net-worth clients. She is a Certified Financial Planner™ professional and a Chartered Financial Analyst charterholder with a bachelor’s degree in finance and marketing from Boston College.

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Visit vanguard.com or contact your broker to obtain a Vanguard ETF or fund prospectus which contains investment objectives, risks, charges, expenses, and other information; read and consider carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in very large aggregations worth millions of dollars. Instead, investors must buy and sell Vanguard ETF Shares in the secondary market and hold those shares in a brokerage account. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

All investing is subject to risk, including possible loss of principal.

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