Charu Chander Gross

Charu Chander Gross

Charu Gross is head of Vanguard's Education Savings Group, responsible for providing 529 education savings offerings to state and retail clients. She joined Vanguard in 2005 and has worked in several roles spanning human resources, Vanguard Advice Services Group, and Vanguard Retail Services where she was head of Voyager Select®, overseeing 200 employees serving clients with assets ranging from $500,000 to $1 million. Charu earned a B.S. in economics from Penn State. She holds FINRA Series 6, 7, 24, 26, and 51 licenses.

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Visit or contact your broker to obtain a Vanguard ETF or fund prospectus which contains investment objectives, risks, charges, expenses, and other information; read and consider carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in very large aggregations worth millions of dollars. Instead, investors must buy and sell Vanguard ETF Shares in the secondary market and hold those shares in a brokerage account. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

All investing is subject to risk, including possible loss of principal.

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