Alisa Shin

Alisa Shin

Alisa is a senior advisor in Vanguard Personal Advisor Services®, where she gives clients guidance on estate and gift tax planning, customized trusts, and charitable giving. Before joining Vanguard in 2004, she practiced law in the estate and asset planning department at Duane Morris LLP in Philadelphia. Alisa earned a B.A. in economics and Japanese studies from Wellesley College, a master's in government administration from the University of Pennsylvania, and a J.D. from the University of Pennsylvania Law School.

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Visit or contact your broker to obtain a Vanguard ETF or fund prospectus which contains investment objectives, risks, charges, expenses, and other information; read and consider carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in very large aggregations worth millions of dollars. Instead, investors must buy and sell Vanguard ETF Shares in the secondary market and hold those shares in a brokerage account. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

All investing is subject to risk, including possible loss of principal.

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