Tag Archives: retirement

Deciding what’s important amid competing priorities

About a year ago, I wrote my first Vanguard Blog post to commemorate 529 College Savings Day. In that post I encouraged investors to start saving for college as early as possible. I also asked them to pay attention to …

Fees: out of sight, out of mind

One of the vexing questions in the investment world is why many investors are inattentive to fees. While Vanguard has helped create a class of investors that’s fee-conscious and fee-aware, the fact remains that many individual investors remain in high-cost …

Negotiating your retirement date

The headline “He Wants to Retire … but She Doesn’t” was one of the most popular articles in the April 9 Wall Street Journal.

What struck me most was the author’s comment that many of the people she interviewed …

Investment costs hit retirees with double whammy

A while back, I wrote about how people often miss the impact of investment costs on wealth accumulation. Today, I want to make sure readers know that it’s as critical for retirees (people spending money) to think about how costs …

A crisis of confidence?

The latest figures are out from the Employee Benefit Research Institute (EBRI) in Washington, D.C. Unsurprisingly, “retirement confidence” remains down from its peak in 2007, and is at levels similar to what we saw during the Great Recession.

What’s going …

Retirement ready—or not?

A new report just came out on the retirement prospects for baby boomers.* Its top-line result was that 40% of all boomers aren’t prepared for retirement.

Whenever the topic turns to retirement in America, the language is fairly dismal. Last …

Need proof?

In response to my most recent post, “Give ‘thoughtomation’ a try,” I received this helpful idea from a reader:

“Why don’t you post a spreadsheet with comparisons of saving early vs saving late in life? That is the most important

Give “thoughtomation” a try

Yesterday, I pulled up to an automated teller machine (ATM) in my automatic-transmission car, opened my automatic car windows, and withdrew cash that had been automatically deposited in my bank account on payday. I then used some of the cash …

Maybe a lost decade for stocks, but not for investors

In the past, I have expressed frustration with the financial press’s coverage of investment topics (Clearing the air on target date performance), and I’ve also blogged about how I feel investors are best served by ignoring financial pundits (Listening

Retirement and the market sell-off

When the stock market sells off, as it did in late July and early August, there is an inevitable surge in commentary on the riskiness of U.S. retirement accounts. The main worry is that retirement investors are taking on too …

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