Tag Archives: financial goals
Saving. Investing. It’s all the same, right?
When Vanguard clients come to me for financial advice, they often use the terms “saving” and “investing” interchangeably. Most of the time, they refer to longer-term goals—“I’m saving for my son’s … Read more
Being comfortable with uncertainty, being prepared, and not being overconfident are essential life skills.
It is no coincidence that these skills serve as strong investment principles and help us look at the markets and economy with a healthy dose of … Read more
Every December, my department holds a white elephant gift exchange. We place wrapped gifts on a table and take a number. When our number is called, we can select a gift or “steal” a gift that someone else has already … Read more
In the 1970s, nothing was scarier than walking around New York City. You know, all those alligators in the sewer.
And if a murderous reptile didn’t attack you from an open manhole, you had to worry about the killer bees … Read more
Prior to joining Vanguard in 1986, I was a saver. All of my money, modest in amount, was in bank savings and checking accounts.
Naturally, after coming aboard HMS Vanguard, I learned more about financial markets, asset classes, … Read more
In the early 1990s, I studied for the Chartered Financial Analyst® (CFA®) exams. From March to June, I’d lock the television in the closet and spend my evenings with some of the driest reading material ever committed to the page.… Read more
Financial advice usually doesn’t generate buzz on social media as much as, say, a grumpy cat photo or a Harlem Shake video.
But early this week, I came across a few financial words of wisdom on an index card that … Read more
Most of us are used to earning a salary and building retirement savings gradually, over time. It is a deliberate and steady process. Sudden wealth, on the other hand, means receiving more money than you’re used to being responsible … Read more
A few months ago, my husband and I experienced debit card fraud. Reviewing our bank account online, I noticed a series of strange ATM withdrawals that we didn’t make. The withdrawals were substantial, adding up to a few thousand dollars. … Read more