Personal Finance

More portfolio pitfalls to avoid

February 11, 2014 |

In a prior post, I covered three common portfolio errors that might derail you from achieving your financial goals. The first was arguably the most common: innocently neglecting your portfolio to later find that your holdings are no longer …

investing

The sound of cannon

Apparently the Rothschilds, the great banking family, had a saying about when to commit capital: “Buy at the sound of cannon; sell at the sound of violins.”

Although they probably were thinking about political instability, the saying has a contemporary …

   Read More...
1 Comments
investing

“Mattress risk”

Given the recent market crisis, we’ve heard a lot about how the “only safe place” to invest your money is your mattress.

One of my colleagues forwarded me this story from CNN. It’s about an older woman who had …

   Read More...
3 Comments
personal finance

“Generation D” redux

Thank you for all of your comments on my “Generation D” blog post. We heard from students, recent grads, parents, and investors. Your comments were insightful and passionate, and pointed to several major themes.

Some of you admitted to, or …

   Read More...
0 Comments
investing

If your mother says she loves you …

I’ll admit it’s a stretch for investors to find something positive from the past 18 months or so. But perhaps one plus is that a number of investing beliefs are under examination, and that many of us are reconsidering our …

   Read More...
0 Comments
personal finance

Don’t fool yourself about volatility

My wife and kids are off visiting our relatives in Tokyo, and so I’m at home alone for the next couple weeks, reliving my bachelor days for a little while. Plenty of cold pizza for breakfast!

In place of the …

   Read More...
6 Comments
retirement

The new retirement math

For retirement investors, the weak 10-year track record of stocks means it’s time to renew a focus on the economics of retirement. The math is pretty simple, at least at a high level:

Contributions (C) + investment returns (R) = …

   Read More...
4 Comments
investing

You can go home again, but will you?

Federal Reserve data indicate that between January and early May, bank savings deposits rose by almost $170 billion. At the current rate, new deposits for 2009 will exceed those in 2008, which totaled almost $330 billion.

Clearly, you’re voting with …

   Read More...
5 Comments
personal finance

Questioning a financial rule of thumb

The idea that you should have a cash reserve equal to three to six months of your living expenses would almost certainly make any “Ten Commandments” list for personal finance.

It might also be one of the least obeyed commandments, …

   Read More...
5 Comments
investing

A premature obituary for “buy and hold”

From the Wall Street Journal (subscription required) to the cartoon people interviewed on TV with zippy music, a recent theme in the financial press is that it’s “madness” to build a portfolio using the traditional method of setting an asset …

   Read More...
3 Comments

<Previous1 27 28 29 30 31 33Next>

Visit vanguard.com or contact your broker to obtain a Vanguard ETF or fund prospectus which contains investment objectives, risks, charges, expenses, and other information; read and consider carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in Creation Unit aggregations. Instead, investors must buy or sell Vanguard ETF Shares in the secondary market with the assistance of a stockbroker. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in such a fund.

All investing is subject to risk, including possible loss of principal.

Vanguard Marketing Corporation, Distributor