Taxes

Taxes and Roth conversions

Year-end is fast approaching, and based on web traffic it seems like the question of converting traditional IRA savings to Roth savings looms large. Congress has added to the buzz by allowing the conversion of certain pre-tax 401(k) money into … Read more

Economy & markets

The balance sheet recession

It was such a small news item in the paper I almost missed it. A hometown bank was being acquired by a rival. For a fraction of its estimated value. The reason: large real estate losses.

As I travel around … Read more

Personal finance

Where do charitable donations fit in your budget?

The economic slump we’re crawling out of has done big damage all over the place: to employment, home values, businesses, and, of course, investment portfolios.

Put charities on the casualty list, too. Charitable organizations have been hit in multiple ways. … Read more

Retirement

Understanding 401(k) fees

As I’ve discussed in prior blog posts, 401(k) account balances for many Americans have recovered as a result of better financial markets and ongoing contributions. In tandem, the debate over 401(k)s has shifted—to the question of fees.

Critics share … Read more

Investing

Are you an ambidextrous investor?

If you’ve heard of Pat Venditte—a minor league pitcher in the Yankees organization—you may know he has an extra tool in his arsenal. It’s not another pitch, but another arm.

He’s ambidextrous and changes his pitching arm depending on the … Read more

Economy & markets

How history might see the stimulus

A Word of Clarification
My blog post below has struck a chord with some of you. As a Vanguard blogger, I am charged with sharing my personal and professional perspectives on issues facing investors. The post, prompted by a discussion Read more

Investing

Emerging markets: Innocents abroad?

Mark Twain lost a couple of fortunes through bad investments, which probably explains the pungency of his comments about investing.

Such as: “There are two times in a man’s life when he should not speculate: when he can’t afford it … Read more

Personal finance

The Sandwich Generation

Coming back from lunch in our cafeteria (in keeping with Vanguard’s nautical theme, we call it the Galley), I ran into a co-worker (crew member) I’ve known since I joined Vanguard 14 years ago.

After exchanging quick updates on work … Read more

Retirement

Annuities for retirement income?

Vanguard is not an insurance company, but that doesn’t mean we don’t appreciate the potential value that some see in having a guaranteed income in retirement.
In fact, you may have heard that Vanguard recently introduced Vanguard Annuity Access™, … Read more

<Previous1 21 22 23 24 25 33Next>

Visit vanguard.com or contact your broker to obtain a Vanguard ETF or fund prospectus which contains investment objectives, risks, charges, expenses, and other information; read and consider carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in Creation Unit aggregations. Instead, investors must buy or sell Vanguard ETF Shares in the secondary market with the assistance of a stockbroker. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in such a fund.

All investing is subject to risk, including possible loss of principal.

Vanguard Marketing Corporation, Distributor

Follow

Get every new post delivered to your Inbox.

Join 747 other followers