Retirement

Ideas on how to build your retirement nest egg and make your savings last.

Debt and retirement

This may seem like an obvious point, but successfully planning for retirement has always required managing two sides of the household balance sheet: building savings and managing debt.

Two recent reports highlight how the debt side of the retirement balance …

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Recent Posts

Retirement ready—or not?

A new report just came out on the retirement prospects for baby boomers.* Its top-line result was that 40% of all boomers aren’t prepared for retirement.

Whenever the topic turns to retirement in America, the language is fairly dismal. Last …

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22 Comments

Portfolios and the lost decade

My recent comments about the performance of retirement accounts elicited a wave of comments from Vanguard investors about poor stock market returns. Here are a few thoughts in response.…

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30 Comments

Retirement and the market sell-off

When the stock market sells off, as it did in late July and early August, there is an inevitable surge in commentary on the riskiness of U.S. retirement accounts. The main worry is that retirement investors are taking on too …

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97 Comments

Making retirement work

If you haven’t saved enough for retirement, one possible solution is working longer. But a new report by the Employee Benefit Research Institute* paints a somewhat bleak view of the benefit of doing so. The study suggests that if …

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17 Comments

401(k) fee literacy

According to a recent survey, more than 70% of participants in 401(k) retirement plans think they pay no fees on their accounts. Less than a quarter got the answer right, acknowledging that they do, in fact, pay fees.

It’s …

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7 Comments

Affording health care in retirement

In my last post, I asked if you have a specific number in mind when it comes to saving for retirement, how you arrived at that number, whether you’re on track to reaching it—and, if not, what it would …

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120 Comments

New insights on retirement income

We’ve just launched some new content on vanguard.com designed to provide insights into generating and taking income in retirement, and we’re interested in hearing your thoughts about it.

Our new web content is based on 3 ideas. First, if you’re …

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15 Comments

Two futures

The “future of retirement” seems very much on the public’s mind. The topic is surfacing in the press, in the institutional marketplace, and will be the focus of a Washington, D.C., policy forum I’m attending in May. Here are some …

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19 Comments

Retirement: What’s your number?

I’m at the stage in my career where I’m willing to contemplate the fact that retirement is on the horizon—probably in the next 10 years or so.

Increasingly, I find myself talking about “retirement readiness” with friends and colleagues who …

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383 Comments

In passing: “Busting retirement myths”

Just saw this—Linda Stern punches holes in some of the more common misconceptions about retirement:

Stern Advice: Busting retirement myths

What she has to say lines up well with my own observations and thoughts. What about you?…

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