In a prior blog post, I debunked the myth that millennials were staying out of the stock market. That was good, but I came up with a new head-scratcher. Retirees are maintaining high equity allocations throughout retirement, and the allocations … Read more
When I joined Vanguard 29 years ago, the mutual fund industry was all about performance. The financial news media regularly lionized star fund managers such as Peter Lynch, John Neff, John Templeton, and Mario Gabelli, while fund companies touted past … Read more
October 18 kicks off National Save for Retirement Week. Never heard of it? Don’t worry, because I don’t think many people have. Celebrated the third week of October, it’s a national effort to raise public awareness about the importance of … Read more
Well, maybe not everything, but the decision of when to claim Social Security benefits will have a lasting impact on the amount you receive.
Generally speaking, you’re eligible to receive 100% of your Social Security benefit at your full retirement … Read more
Recently I found myself in a very rare position, home at 10:00 am on a weekday, sick with the flu. Unable to muster the energy to do much else, I was stretched across the couch with the television on. In … Read more
I’m not a millennial, but a number of my Vanguard colleagues currently fit this demographic. And they often seek counsel from the one with a few flecks of grey in her hair―about work, life, and investing.
When it comes to … Read more
I recently ran into a retired Vanguard colleague, and he asked about what to do with his RMD. He’s in the enviable position of not needing his RMD in order to meet his spending needs. But, he’s not alone.
A … Read more