Personal Finance

Insights and tips for building your savings.

More portfolio pitfalls to avoid

In a prior post, I covered three common portfolio errors that might derail you from achieving your financial goals. The first was arguably the most common: innocently neglecting your portfolio to later find that your holdings are no longer …

   Read More...
29 Comments

Recent Posts

Meet up with your prospect(us) this Valentine’s Day

Just as getting to know someone is important before committing to a long-term relationship, getting to know your investments is equally important. Fortunately, for mutual fund investors, your fund comes with a prospectus.

Yes, a prospectus can sometimes be a …

   Read More...
4 Comments

Vanguarding in the library

I started Vanguarding in 1997. Since then, I’ve developed better financial behaviors. I pay myself first, automatically directing cash from my paycheck to investment accounts before it can burn a hole in my pocket. I diversify widely, limiting my exposure …

   Read More...
10 Comments

What type of investor are you?

We’ve all come across the magazine and web quizzes. Answer five questions and you can find out what kind of exerciser, dieter, or driver you are.

I thought I’d have a little fun and apply this exercise to investors. I’ll …

   Read More...
18 Comments

Give me the simple life

A colleague sent me a link to “The Juggle,” a Wall Street Journal blog that explores “the choices and trade-offs people make as they juggle work and family.”

The topic was financial planning for “people too busy to plan,” and …

   Read More...
15 Comments

Building new habits on top of old ones

I’m not one to pore over the newest self-help book. After reading All I Really Need To Know I Learned In Kindergarten, I figured everything that could and should be said had been. But I do fervently believe that …

   Read More...
6 Comments

Rent or buy? Things to consider

Over the weekend, my husband and I signed a contract to buy a new house. After months of indecision—and driving our realtor crazy—we finally committed. (Now, if we could just decide on the color of the knobs for the bathroom …

   Read More...
10 Comments

Is your mobile device a criminal’s best friend?

Many of us, if not most of us, are managing our social connections—and increasingly our financial lives—on mobile devices. No longer tethered to the desktop or that pesky laptop, we pay bills, make deposits, and access accounts and balances from …

   Read More...
38 Comments

Our financial literacy partnership

I recently wrote about the connection among Mother’s Day, Teacher Appreciation Week, and how my mother “taught” me to become financially literate. In this post I’d like to acknowledge teachers—and the role they can play in teaching financial literacy—more directly.…

   Read More...
4 Comments

My first personal finance teacher

The timing of Teacher Appreciation Week (May 7–11) and Mother’s Day (May 13) got me to thinking about what my mom taught me about finance. While mothers may not be teachers in the official sense, they play an important role …

   Read More...
13 Comments

Making investing more approachable for women

I recently attended the Pennsylvania Conference for Women with a group of Vanguard colleagues. The conference featured an impressive array of speakers who focused on a broad range of personal and professional development topics for women. Sessions were offered on …

   Read More...
22 Comments

<Previous1 2 3 4 6Next>

Visit vanguard.com or contact your broker to obtain a Vanguard ETF or fund prospectus which contains investment objectives, risks, charges, expenses, and other information; read and consider carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in Creation Unit aggregations. Instead, investors must buy or sell Vanguard ETF Shares in the secondary market with the assistance of a stockbroker. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in such a fund.

All investing is subject to risk, including possible loss of principal.

Vanguard Marketing Corporation, Distributor