Ellen Rinaldi

Ellen Rinaldi

Ellen Rinaldi has held a variety of leadership positions since joining Vanguard in 1997. At present, she serves in our Planning and Development division, where she is responsible for protecting client information, among other key responsibilities. Previously, Ellen directed Vanguard's Advice Services Group, which provides financial planning and advice to retail and institutional clients. She also oversaw our Investment Counseling & Research team, which supplies portfolio recommendations to clients along with topical commentary and investment counseling. Ellen also managed Vanguard's retirement agenda, including the development of new products and services to help our shareholders reach their retirement goals. Prior to joining Vanguard, Ellen spent 20 years in the insurance industry. She holds a B.A. from the University of Connecticut, a J.D. from Suffolk University, and an LL.M. from Boston University.

Recent blog posts by Ellen Rinaldi


Saving for retirement: What’s the priority?

Retirement … retirement … retirement. Most of us are painfully aware that the responsibility for providing for ourselves in retirement rests squarely on our own shoulders. If we didn’t fully appreciate this sobering situation before, we certainly do now.

Retirement … Read more


All in, or bit by bit?

Dollar-cost averaging forces the discipline to continue to invest in good times and in bad.… Read more

Making the right move

The idea of not making any market moves is based on the assumption that before the bear market started and the recession kicked in, you were rational and had put together a balanced portfolio -- diversifying your risks and reflecting your risk tolerance.… Read more

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Visit vanguard.com or contact your broker to obtain a Vanguard ETF or fund prospectus which contains investment objectives, risks, charges, expenses, and other information; read and consider carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in Creation Unit aggregations. Instead, investors must buy or sell Vanguard ETF Shares in the secondary market with the assistance of a stockbroker. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss in a declining market.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in such a fund.

All investing is subject to risk, including possible loss of principal.

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