Ellen Rinaldi

Ellen Rinaldi

Ellen Rinaldi has held a variety of leadership positions since joining Vanguard in 1997. At present, she serves in our Planning and Development division, where she is responsible for protecting client information, among other key responsibilities. Previously, Ellen directed Vanguard's Advice Services Group, which provides financial planning and advice to retail and institutional clients. She also oversaw our Investment Counseling & Research team, which supplies portfolio recommendations to clients along with topical commentary and investment counseling. Ellen also managed Vanguard's retirement agenda, including the development of new products and services to help our shareholders reach their retirement goals. Prior to joining Vanguard, Ellen spent 20 years in the insurance industry. She holds a B.A. from the University of Connecticut, a J.D. from Suffolk University, and an LL.M. from Boston University.

Recent blog posts by Ellen Rinaldi

retirement

Retirement? What retirement?

Faced with a reduced (but recovering—so far) portfolio, children still in college, and not a clue what else I would rather do, I’ve given some thought to simply working forever. Not a bad plan, if I can manage it.

Many …

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17 Comments
personal finance

“Generation D” redux

Thank you for all of your comments on my “Generation D” blog post. We heard from students, recent grads, parents, and investors. Your comments were insightful and passionate, and pointed to several major themes.

Some of you admitted to, or …

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0 Comments
investing

You can go home again, but will you?

Federal Reserve data indicate that between January and early May, bank savings deposits rose by almost $170 billion. At the current rate, new deposits for 2009 will exceed those in 2008, which totaled almost $330 billion.

Clearly, you’re voting with …

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5 Comments
personal finance

Generation D (for debt)

Graduation season is upon us. Many of us have children, grandchildren, or acquaintances sailing out of school … and hitting pretty rough seas in the job market.

I had planned to speak to my sons about investing once they graduate. …

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4 Comments
retirement

Retired? Make the best of a bad situation

As Americans, we’re accustomed to having options. There’s always another answer, another solution, another way to lick a problem. (Sometimes, though, I think that’s how we got ourselves into the mess we’re in right now. Don’t have the money? Charge …

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6 Comments
retirement

Saving for retirement: What’s the priority?

Retirement … retirement … retirement. Most of us are painfully aware that the responsibility for providing for ourselves in retirement rests squarely on our own shoulders. If we didn’t fully appreciate this sobering situation before, we certainly do now.

Retirement …

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0 Comments
investing

On the virtue of keeping it simple

The impact of unnecessarily complicating our lives became clear to me this weekend.

With 260,000 miles on our two cars, we decided this was the time to get that new car we’ve been talking about. We did the research, bought …

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1 Comments
investing

All in, or bit by bit?

Dollar-cost averaging forces the discipline to continue to invest in good times and in bad.   Read More...
4 Comments
investing

Making the right move

The idea of not making any market moves is based on the assumption that before the bear market started and the recession kicked in, you were rational and had put together a balanced portfolio -- diversifying your risks and reflecting your risk tolerance.   Read More...
0 Comments
investing

Stumbling blocks on the path to perfection

Universal lessons are just that: they apply to everyone, or almost everyone. Sometimes, though, even knowledgeable people stray from what they know to be the better decision.   Read More...
0 Comments

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